Monday, October 4, 2010

personal finance and budgeting





It's hard to beat an excel spreadsheet for quickly shifting between a granular and top-level view of your personal finance situation. Here's reader Lauren's account balance spreadsheet she made to keep track of her expenditures, past, present, and future, and itemize her budget.



Download Lauren's Budgeter (XLS)



1. Scroll to the current month.

2. Enter your current balance in the "Starting Balance" box at the top left.

3. Enter your credits and debits on the appropriate dates they will hit your account. Use positive numbers for money getting added credits, and negative numbers for when it's getting taken away.

4. The green "Total" will change to reflect your total overall balance.



Use it as is, compare it to your own, or mod to fit your own needs.



Lauren says it's "quite nifty," and also uses it as a calendar.



Here's the excel code for the totaler for those who like to look under the hood:



TODAY();_8_10)

+SUMIF(_9_10d;"



It's hard to beat an excel spreadsheet for quickly shifting between a granular and top-level view of your personal finance situation. Here's reader Lauren's account balance spreadsheet she made to keep track of her expenditures, past, present, and future, and itemize her budget.



Download Lauren's Budgeter (XLS)



1. Scroll to the current month.

2. Enter your current balance in the "Starting Balance" box at the top left.

3. Enter your credits and debits on the appropriate dates they will hit your account. Use positive numbers for money getting added credits, and negative numbers for when it's getting taken away.

4. The green "Total" will change to reflect your total overall balance.



Use it as is, compare it to your own, or mod to fit your own needs.



Lauren says it's "quite nifty," and also uses it as a calendar.



Here's the excel code for the totaler for those who like to look under the hood:



TODAY();_8_10)

+SUMIF(_9_10d;"

BillBoard - Blogs - The Buffalo <b>News</b>

Buffalo Bills cornerback Terrence McGee had minor surgery Saturday to repair a pinched nerve affecting his left leg, an NFL source told the Buffalo News. The procedure was successful, but it could sideline McGee for up to four weeks. ...

Monday&#39;s <b>news</b>: Saturday&#39;s opener can&#39;t get here soon enough! - On <b>...</b>

At long last, we've got some honest-to-goodness competitive NHL hockey to look forward to this week as the 2010-11 season opens Thursday evening.

The Birmingham <b>News</b> Pink Edition: Supporting the fight against <b>...</b>

Reports on the work being done in our community to fight the disease and sharing the stories of breast cancer survivors.


eric seiger eric seiger




It's hard to beat an excel spreadsheet for quickly shifting between a granular and top-level view of your personal finance situation. Here's reader Lauren's account balance spreadsheet she made to keep track of her expenditures, past, present, and future, and itemize her budget.



Download Lauren's Budgeter (XLS)



1. Scroll to the current month.

2. Enter your current balance in the "Starting Balance" box at the top left.

3. Enter your credits and debits on the appropriate dates they will hit your account. Use positive numbers for money getting added credits, and negative numbers for when it's getting taken away.

4. The green "Total" will change to reflect your total overall balance.



Use it as is, compare it to your own, or mod to fit your own needs.



Lauren says it's "quite nifty," and also uses it as a calendar.



Here's the excel code for the totaler for those who like to look under the hood:



TODAY();_8_10)

+SUMIF(_9_10d;"



It's hard to beat an excel spreadsheet for quickly shifting between a granular and top-level view of your personal finance situation. Here's reader Lauren's account balance spreadsheet she made to keep track of her expenditures, past, present, and future, and itemize her budget.



Download Lauren's Budgeter (XLS)



1. Scroll to the current month.

2. Enter your current balance in the "Starting Balance" box at the top left.

3. Enter your credits and debits on the appropriate dates they will hit your account. Use positive numbers for money getting added credits, and negative numbers for when it's getting taken away.

4. The green "Total" will change to reflect your total overall balance.



Use it as is, compare it to your own, or mod to fit your own needs.



Lauren says it's "quite nifty," and also uses it as a calendar.



Here's the excel code for the totaler for those who like to look under the hood:



TODAY();_8_10)

+SUMIF(_9_10d;"

BillBoard - Blogs - The Buffalo <b>News</b>

Buffalo Bills cornerback Terrence McGee had minor surgery Saturday to repair a pinched nerve affecting his left leg, an NFL source told the Buffalo News. The procedure was successful, but it could sideline McGee for up to four weeks. ...

Monday&#39;s <b>news</b>: Saturday&#39;s opener can&#39;t get here soon enough! - On <b>...</b>

At long last, we've got some honest-to-goodness competitive NHL hockey to look forward to this week as the 2010-11 season opens Thursday evening.

The Birmingham <b>News</b> Pink Edition: Supporting the fight against <b>...</b>

Reports on the work being done in our community to fight the disease and sharing the stories of breast cancer survivors.


eric seiger eric seiger


= ENTREPRENEURS WANTED = by MARCO KIRCHNER





















































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