Wednesday, February 2, 2011

Making Money Working



If you have been frustrated lately by search results on Google, you’re not alone, and Google knows it.


There’s been a drumbeat of criticism of Google’s search results coming out of Silicon Valley — and now the Internet giant has responded, saying it has heard “the feedback from the Web loud and clear” and believes it “can and should do better.”


In particular, the company is talking about stopping “content farms,” which provide low-quality, often unreliable and sometimes plagiarized information on a certain topic, just to get traffic from search.


Google has been making changes to its algorithm to keep low-quality sites from appearing high in searches, search guru and principal engineer Matt Cutts wrote in an official blog post Friday.


But he also writes that, despite Google’s efforts, “The fact is that we’re not perfect, and combined with users’ skyrocketing expectations of Google, these imperfections get magnified in perception.”


It’s unclear whether today’s post has anything to do with yesterday’s announcementthat co-founder Larry Page will be replacing Eric Schmidt as chief executive. But the mea culpa highlights one of the big questions Google has been facing lately: whether its search quality has taken a hit.


Just this month, there have been several posts from prominent tech insiders lamenting the state of Google results.


“Google has become a jungle: A tropical paradise for spammers and marketers. Almost every search takes you to Web sites that want you to click on links that make them money, or to sponsored sites that make Google money. There’s no way to do a meaningful chronological search,” wrote University of California at Berkeley visiting scholar Vivek Wadhwa on TechCrunch.


Software developer Jeff Atwood has complained about content farms in particular. “Last year, something strange happened: The content syndicators began to regularly outrank us in Google for our own content,” he wrote.


Content farms, in general, publish thousands of Web pages a day in an effort to draw views from Google searches. A Wired article from 2009 described their goal this way: “To predict any question anyone might ask and generate an answer that will show up at the top of Google’s search results.”


Sometimes the goal is achieved through low-quality but original articles and videos. Sometimes the sites cut and paste or compile content written elsewhere and use “search-engine optimization” techniques to get their own pages to appear higher in results.


In fairness, content farms are a problem that all major search engines are facing — but Google gets the lion’s share of the attention because it has the lion’s share of the search market.


And Google makes the point that it has made significant progress against “search spam,” in which sites patently lie about what is on the page, inserting keywords to attract people to sites that don’t actually have appropriate content at all.


“A decade ago, the spam situation was so bad that search engines would regularly return off-topic webspam for many different searches. For the most part, Google has successfully beaten back that type of ‘pure webspam,’” Mr. Cutts writes.


Content farms, however, are a different story — much trickier, and when you get down to it, just as annoying for readers.


Google’s algorithm proved to be fairly adept at detecting blatant lies about what was on the page. But information from content farms really is pertinent to the search terms at hand — even if it’s not actually what the reader wants. It’s something that a human is easily able to recognize, but maybe computer intelligence isn’t quite there yet.


And if Google’s algorithm just favors “trusted” sites like major media companies, that could create problems for sites that are obscure but contain legitimate information.






On a recent visit to the Rwandan capital, Kigali, I was deeply struck by the words of a 15-year-old I met called Olivier who is living with HIV and receiving treatment with the help of the Global Fund.



He looked at me intensely, his eyes burning with new-found hope, and said: "Thanks to you we are healthy and we can make our dreams come true. Antiretroviral (ARV) medicines are making us strong."



Olivier is one of 5 million people who are getting life-saving treatment in the developing world, compared with a mere handful barely a decade ago. Another 10 million people living with HIV need treatment and will eventually die unless they too are put on medication.



Whenever money intended for people like Olivier is stolen, it is an affront to the donors who put their trust in us and an outrage for people still waiting to start treatment whose lives are hanging by a thread.



That is why the Global Fund, which provides the funding but relies on governments, NGOs and faith-based organizations to implement health programs in the field, pursues corruption so relentlessly and insists that every cent that goes missing is paid back. Our zeal has occasionally come as a shock to some of our recipients who are not used to being held to such exceptionally high standards of transparency and accountability. We see this as a partnership, a joint enterprise between donors and recipients, in which all can learn. We have found, for example, that money intended for training programs has been misappropriated in a number of countries and we are doubling our vigilance in this area.



Fortunately, the dramatic results we are delivering in the fight against the three diseases show that the vast majority of the funds that the Global Fund disburses are reaching people in need. Programs supported by the Global Fund are saving 4,400 lives every day.



A report by the Associated Press on Sunday referred to already well-documented incidents of misappropriation of funds that were reported by the Global Fund last year. While yesterday's media reports contained no real news, they drew attention to the fact that sums of money are sometimes misappropriated by people who are entrusted with managing our grants. What these reports also convey is the Global Fund has no tolerance whatsoever of corruption.



In its report last year, the Global Fund's Inspector General listed grave misuse of funds in four out of the 145 countries which receive grants from the Global Fund. As a result, immediate steps were taken in Djibouti, Mali, Mauritania and Zambia to recover misappropriated funds and to prevent future misuse of grant money.



The Global Fund is at present demanding the recovery of US $39 million unaccounted for in these and other countries out of a total disbursement of US $13 billion. We have already recovered nearly $5 million.



The Global Fund is working with the relevant authorities to ensure that those committing fraud are brought to justice. Criminal proceedings are already underway in Mali, Mauritania and Zambia.



In the words of our Inspector General: "The distinguishing feature of the Global Fund is that it is very open when it uncovers corruption. That is its comparative advantage."



Our openness inevitably leads to publicity every time we uncover wrongdoing. By going after corruption whenever we find it, we are determined to show both our donors and people like Olivier, whose lives depend on our funding, that we will not let them down.







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<b>News</b>.Me: Here&#39;s The NY Times&#39; Answer to The Daily

TechCrunch has an exclusive look at News.me, a new social news iPad app that keys you into what your friends are reading/linking to, while allowing you share the news you're reading as well. Will it compete with The Daily?

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ADP said 187k private sector jobs were added in Jan, above expectations of 140k but Dec was revised down by 50k from the outlier report originally given of.

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iLounge news discussing the News Corp. launches 'The Daily' iPad newspaper. Find more iPad news from leading independent iPod, iPhone, and iPad site.

Friday, January 28, 2011

Making Money Internet






Yesterday's announcement that Google's Eric Schmidt will be handing the CEO reins back to co-founder Larry Page came as a shock, but with the company's aura of invincibility fading, and its core business showing signs of age, the time was right for a change. There was "an example every hour," of how triumvirate decision-making by Schmidt, Page, and co-founder Segrey Brin was hurting the company, Schmidt said. If Google wants to assure investors and consumers that rumors of its looming insignificance have been greatly exaggerated, there are a few key things that Larry has to do.



No. 1: Fix Search

Google's cash cow is its online-search advertising business, but the search results are starting to look awfully spammy. Between content farms that flood the Internet with meaningless search bait and black hat optimizers that use sleazy tricks to get top results, there are entire industries devoted to gaming Google's algorithms.



People who depend on Google for their livelihood have started to notice, and consumers are showing signs of getting antsy: There is a reason Microsoft's Bing quickly picked up 12 percent of the search market, and it's not because of its Gossip Girl product placements, or even vastly superior search results. Google has also drawn some ill will with an aggressive, some say illegal, tendency to push its own services to the top of the page.



It looks like Larry gets the seriousness of the problem. Friday, on day one of his regime, Google acknowledged the issue in a blog post, even as it downplayed its severity. "Reading through some of these recent articles, you might ask whether our search quality has gotten worse," said principal engineer Matt Cutts. "The fact is that we’re not perfect, and combined with users’ skyrocketing expectations of Google, these imperfections get magnified in perception. However, we can and should do better."



It will take more than a wonky breakdown, but it's a start.



No. 2: Find Growth

The aforementioned cash cow is still so lucrative that it's easy to forget that Google has never really succeeded in any other business. Despite the ubiquity of Gmail and YouTube, they are not yet successful stand-alone businesses. YouTube only recently made it into the black after incurring hundreds of million of dollars in losses over the years.



It's not like Google isn't aware of the problem. Witness the frenzied diversification into anything that looks hot: cars that drives themselves, social networks, and yesterday's long-expected news of a Groupon clone. But trying everything hasn't produced much of anything.



Larry needs to ditch the side projects and focus on the most promising ones: the Android mobile-phone operating system, and the mobile ad network AdMob, which even makes money from iPhones as it serves up 2 billion ads a day.



No. 3: Stop the Brain Drain

Here's an enigma for Larry to unravel: Why does a company with five-star chefs, high-tech nap pods, and free massages have to throw millions of dollars in cash money at employees to get them to stay?



Part of the problem is Google's convoluted management structure, which Page is clearly trying to fix. If a team has been working on an amazing project for a year, only to hear that it overlaps with someone else's pet project, who wouldn't want to jump ship? But it also has to do with Google's size and a potentially fatal inability to face up to an unpleasant reality. From what we hear, there's reluctance from some of the old guard to accept that Google is a massive corporation now.



There is a major intangible at play as well, something that may not be easy for someone who is more Chief Engineer than Chief Executive to grapple with. If the ambitious go-getters that make it through Google's onerous interview process sense that the cool, sexy projects are happening at Facebook, Apple, or some stealth VC project with no name, then no amount of money is going to keep them on side, no matter how big a money truck Google backs up to their cubicle.



Which leads to....



No. 4: Consider a Personality Transplant



Tech bloggers were smitten with Eric Schmidt, but for all the wrong reasons. Sure, he grew Google into a $200 billion behemoth, but he also had a weakness for creepy Big Brother jokes delivered so dryly that no one could be sure he was joking. Contrast that with the controlling and charismatic Steve Jobs, surely one of the best salesmen in modern history, with a reality distortion field that may have made enemies but also bestowed an ineffable cool on his entire company.



Larry, by all accounts, makes Eric Schmidt look like Steve Jobs.



Ken Auletta explains:



He is a very private man, who often in meetings looks down at his hand-held Android device, who is not a comfortable public speaker, who hates to have a regimented schedule, who thinks it is an inefficient use of his time to invest too much of it in meetings with journalists or analysts or governments. As C.E.O., the private man will have to become more public.



Google's engineer-driven approach to new products has been a long-standing problem. (Google Wave, anybody?) Unlike Apple, it seems to build for engineers and developers, not consumers. That's great when you're making an open source mobile platform like Android, which is hot on the iPhone's tail due to its openness and potential ubiquity across multiple carriers and devices. It's not so great when you made everyone on Gmail opt into Google Buzz ’ or for creating fanboys and girls who want to use your products, even if they have to anyway.



Either way, Larry, you're going to need some charm to lend Google the same cool factor it had last time you were in charge. Maybe start by looking up from your Android phone every once in a while.









Yesterday's announcement that Google's Eric Schmidt will be handing the CEO reins back to co-founder Larry Page came as a shock, but with the company's aura of invincibility fading, and its core business showing signs of age, the time was right for a change. There was "an example every hour," of how triumvirate decision-making by Schmidt, Page, and co-founder Segrey Brin was hurting the company, Schmidt said. If Google wants to assure investors and consumers that rumors of its looming insignificance have been greatly exaggerated, there are a few key things that Larry has to do.



No. 1: Fix Search

Google's cash cow is its online-search advertising business, but the search results are starting to look awfully spammy. Between content farms that flood the Internet with meaningless search bait and black hat optimizers that use sleazy tricks to get top results, there are entire industries devoted to gaming Google's algorithms.



People who depend on Google for their livelihood have started to notice, and consumers are showing signs of getting antsy: There is a reason Microsoft's Bing quickly picked up 12 percent of the search market, and it's not because of its Gossip Girl product placements, or even vastly superior search results. Google has also drawn some ill will with an aggressive, some say illegal, tendency to push its own services to the top of the page.



It looks like Larry gets the seriousness of the problem. Friday, on day one of his regime, Google acknowledged the issue in a blog post, even as it downplayed its severity. "Reading through some of these recent articles, you might ask whether our search quality has gotten worse," said principal engineer Matt Cutts. "The fact is that we’re not perfect, and combined with users’ skyrocketing expectations of Google, these imperfections get magnified in perception. However, we can and should do better."



It will take more than a wonky breakdown, but it's a start.



No. 2: Find Growth

The aforementioned cash cow is still so lucrative that it's easy to forget that Google has never really succeeded in any other business. Despite the ubiquity of Gmail and YouTube, they are not yet successful stand-alone businesses. YouTube only recently made it into the black after incurring hundreds of million of dollars in losses over the years.



It's not like Google isn't aware of the problem. Witness the frenzied diversification into anything that looks hot: cars that drives themselves, social networks, and yesterday's long-expected news of a Groupon clone. But trying everything hasn't produced much of anything.



Larry needs to ditch the side projects and focus on the most promising ones: the Android mobile-phone operating system, and the mobile ad network AdMob, which even makes money from iPhones as it serves up 2 billion ads a day.



No. 3: Stop the Brain Drain

Here's an enigma for Larry to unravel: Why does a company with five-star chefs, high-tech nap pods, and free massages have to throw millions of dollars in cash money at employees to get them to stay?



Part of the problem is Google's convoluted management structure, which Page is clearly trying to fix. If a team has been working on an amazing project for a year, only to hear that it overlaps with someone else's pet project, who wouldn't want to jump ship? But it also has to do with Google's size and a potentially fatal inability to face up to an unpleasant reality. From what we hear, there's reluctance from some of the old guard to accept that Google is a massive corporation now.



There is a major intangible at play as well, something that may not be easy for someone who is more Chief Engineer than Chief Executive to grapple with. If the ambitious go-getters that make it through Google's onerous interview process sense that the cool, sexy projects are happening at Facebook, Apple, or some stealth VC project with no name, then no amount of money is going to keep them on side, no matter how big a money truck Google backs up to their cubicle.



Which leads to....



No. 4: Consider a Personality Transplant



Tech bloggers were smitten with Eric Schmidt, but for all the wrong reasons. Sure, he grew Google into a $200 billion behemoth, but he also had a weakness for creepy Big Brother jokes delivered so dryly that no one could be sure he was joking. Contrast that with the controlling and charismatic Steve Jobs, surely one of the best salesmen in modern history, with a reality distortion field that may have made enemies but also bestowed an ineffable cool on his entire company.



Larry, by all accounts, makes Eric Schmidt look like Steve Jobs.



Ken Auletta explains:



He is a very private man, who often in meetings looks down at his hand-held Android device, who is not a comfortable public speaker, who hates to have a regimented schedule, who thinks it is an inefficient use of his time to invest too much of it in meetings with journalists or analysts or governments. As C.E.O., the private man will have to become more public.



Google's engineer-driven approach to new products has been a long-standing problem. (Google Wave, anybody?) Unlike Apple, it seems to build for engineers and developers, not consumers. That's great when you're making an open source mobile platform like Android, which is hot on the iPhone's tail due to its openness and potential ubiquity across multiple carriers and devices. It's not so great when you made everyone on Gmail opt into Google Buzz ’ or for creating fanboys and girls who want to use your products, even if they have to anyway.



Either way, Larry, you're going to need some charm to lend Google the same cool factor it had last time you were in charge. Maybe start by looking up from your Android phone every once in a while.






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Wednesday, January 26, 2011

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State Of The Union 2011 Ratings: Fox <b>News</b> Dominates, CNN Second

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<b>News</b> Corp. chief James Murdoch wants to toss the newspaper onto <b>...</b>

James Murdoch is the chairman and chief executive of News Corp. And he's the son of Rupert Murdoch, the mogul who created the far-flung media empire that includes everything from Fox Broadcasting to the Wall Street Journal. ...

State Of The Union 2011 Ratings: Fox <b>News</b> Dominates, CNN Second

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James Murdoch is the chairman and chief executive of News Corp. And he's the son of Rupert Murdoch, the mogul who created the far-flung media empire that includes everything from Fox Broadcasting to the Wall Street Journal. ...

State Of The Union 2011 Ratings: Fox <b>News</b> Dominates, CNN Second

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Fox <b>News</b>&#39; Bret Baier: A rapping delight? - The Week

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Italian Prime Minister Silvio Berlusconi's future as government leader may not be as solid as it.

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In another attempt to undo the Internet, the New York Times, the Washington Post and the Gannett chain today launched a new service that they hope will convince readers to pay for their content, even though much of it is already ...


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Fox <b>News</b>&#39; Bret Baier: A rapping delight? - The Week

The cable-news fixture revealed some fierce hip-hop talent at a golf tournament. Is he the Eminem of political reporters?

Bunga-Bunga: Berlusconi On The Ropes? « Liveshots

Italian Prime Minister Silvio Berlusconi's future as government leader may not be as solid as it.

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The cable-news fixture revealed some fierce hip-hop talent at a golf tournament. Is he the Eminem of political reporters?

Bunga-Bunga: Berlusconi On The Ropes? « Liveshots

Italian Prime Minister Silvio Berlusconi's future as government leader may not be as solid as it.

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The cable-news fixture revealed some fierce hip-hop talent at a golf tournament. Is he the Eminem of political reporters?

Bunga-Bunga: Berlusconi On The Ropes? « Liveshots

Italian Prime Minister Silvio Berlusconi's future as government leader may not be as solid as it.

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The cable-news fixture revealed some fierce hip-hop talent at a golf tournament. Is he the Eminem of political reporters?

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Italian Prime Minister Silvio Berlusconi's future as government leader may not be as solid as it.

Newspapers Try to Reimpose Scarcity on <b>News</b> With Ongo: Tech <b>News</b> <b>...</b>

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The cable-news fixture revealed some fierce hip-hop talent at a golf tournament. Is he the Eminem of political reporters?

Bunga-Bunga: Berlusconi On The Ropes? « Liveshots

Italian Prime Minister Silvio Berlusconi's future as government leader may not be as solid as it.

Newspapers Try to Reimpose Scarcity on <b>News</b> With Ongo: Tech <b>News</b> <b>...</b>

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The cable-news fixture revealed some fierce hip-hop talent at a golf tournament. Is he the Eminem of political reporters?

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Italian Prime Minister Silvio Berlusconi's future as government leader may not be as solid as it.

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Making Money Scams


We’ve all done it. We’ve all believed, if only for a second, that we could become rich without work.  That we could build a business that runs on auto-pilot. That we could live on a beach in Maui while the checks come rolling in. You know what I’m talking about: “Living the dream.” The ultimate goal of success without work.


Unfortunately, we all know that’s not reality. As small business owners, we work day and night to reach that dream for ourselves. And we know, through experience, that there’s no “easy button” we can push to achieve it.


But isn’t it frustrating to watch as others continue to succeed by selling the dream that we know isn’t possible?



You know who I’m talking about. Those guru-type slimy marketing promotions that tell you things like, “Make $14,023 a month at home in your underwear with no effort!” or “Making money by pushing buttons has never been easier with this revolutionary system!”


We all know those systems don’t really deliver on their promises. The only people getting rich are the gurus selling those scams. But the truth is that the reason they continue to offer these scams the way they do is because it works. Humans like to buy the dream.


Take a deep breath. I know, it’s frustrating. Because that’s not you and me. We don’t make promises of overnight success. We run real businesses where we try to solve real problems for our customers.


But there’s an opportunity to learn something here and use it to our advantage. If you look at why people buy, it’s usually for a different reason than you think it is. For example, people don’t buy a fancy diamond engagement ring because of how it looks. They buy it because of how it’s going to make their lives better and how it’s going to make the other person feel. They’re buying “forever!”, not diamonds.


In another example, people don’t buy Nike products because they’re any higher quality than Converse or New Balance or 100 other brands. They buy Nike because Nike sells “winning.” They’re buying the dream. They want to be labeled winners.


So next time you see a guru trying to sell something you know is full of false promises, don’t get angry. Instead, use it as a lesson to think about what you sell, and more importantly, what and why people buy from you. Then use that lesson to improve your marketing message for more sales, leads and publicity.


Stop over at Unguru.me and join a community of like-minded business owners.






Obama is history!


Obama was always a one term show!


any political strategist knows few black candidates win statewide re-elections, no black candidates wins re-election win he or she pisses off their liberal base.


Obama was always a Clarence Thomas Clone, Obama knew that a black conservatives never would win the White House, so he done a Reagan, “ACTED” like he was a Democrat. (Reagan acted like he was a President, History will say Reagan started the decline of the USA)


The MSM final act with OBAMA is to make sure no real Democrats primary this clown! (the games have already begun, listen closely, Obama always beats Palin, does Obama beat Romney? NO!!!)


the target of the intelligent left should be the 23 democrat senators up for re-election in 2012! Why? it is very simple, these Senators want to win re-election, (the intelligent left must get ahead of the KABUKI game, Obama is old news, attack the 23 Dems up for re-election in 2012! and you may force them to dump OBAMA)


The left must tie OBAMA around the necks of all these Senators up for re-election! Obama is already TOXIC, make him NUCLEAR WASTE and the Dem Senators will force a primary of OBAMA!


Listed below is the OBAMA necklace that all Dems Senator must wear in 2012


1st Obama endorses the Bush agenda of spying on and killing americans

2nd Obama attacks Unions (the F! the UAW moment screams republican)

3rd Obama double downs on Bush Wars, (now they are Obama wars)

4th Obama attacks Teacher Unions (teacher unions now hate OBAMA)

5th Obama does not attack the Banks? he bails them out? (sorta like what the GOP does)

6th Obama passes the Bob Dole Health Care Bill (Bob Dole is a republican)

7th Obama kills the Public Option

8Th Obama kills Drug Importation

9Th Obama APPOINTS an insurance executive to manage his health care Bill

10th Obama does not APPOINT Dawn Johnsen

11th Obama hand picks the cat food commission to destroy Social Security

12th Obama supports Blanche Lincoln, a candidate who hates Unions, and has no chance of winning

13 Guantanomo still open for business

14.Patriot Act renewed

15. renditions continue

16. Bernanke reappointed

17. Americans targeted for assassination

18 Obama is all for sending more USA jobs off shore

19 Obama is for tax cuts for the RICH!

20. Obama and the TSA porno Scandal

21 Obama freezes federal wages for 2 years

22. OBAMA TARP Funds for Legal Services for Foreclosure Victims Blocked By Treasury

23. Obama lowers estate tax for the rich

24. Obama tax bill of 2010 GUTS Social Security

25. Obama wants WikiLeaks Assange charged with espionage.

26 Obama Fake Net Neutrality Caves to AT&T,Comcast


Coming in 2012


Gas prices above $4.00 close to $5.00 a gallon (this will end OBAMA)

Mass un-employment!

99ers living on main street (Homeless at an all time high)

social security cuts


the MSM will scream how Obama is un-beatable, if you believe that garbage, go visit Santa Clause in the North Pole and telling him hello from all of us! :)



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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

Here are the results from the WMUR, ABC News, NH GOP 2012 Straw Poll that was conducted today at the NH GOP annual meeting held at Pinkerton Academy in Derry. Nearly 500 republicans were eligible to vote, and 273 of them cast ballots. ...

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Tiger Woods dev unfazed by controversy <b>News</b> - Page 1 | Eurogamer.net

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Results: WMUR, ABC <b>News</b>, NH GOP 2012 Straw Poll » WMUR Political Scoop

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Tuesday, January 18, 2011

Making Money Scam



Sometimes the obvious isn't clear. We've covered the theft of homes via "hanging judges" in mortgage courts before. At the heart of this confusion (or scam, depending on whether you're a victim or a beneficiary), lies MERS, the virtual mortgage registry that's replaced the handling of mortgage ownership in this brave new slice-and-dice derivative world.

Matt Taibbi, who will have a new big piece about this in a coming issue of Rolling Stone, provides this handy metaphor for understanding what MERS actually is. Here's one slice:

Imagine, say, a family of twelve, two elderly parents in Iowa and ten adult children scattered in different states all over the country. Mom and Dad on the farm own one Ford F-150 that they owe $300 a month on. Every month, the truck gets passed to a different family member, who in turn becomes responsible for the monthly payment. But no matter who has the car and whose turn it is to come up with the $300, the truck stays in Dad's name and the money, in the end, comes to Ford Finance via Dad's checking account.

Looking at this as an individual and unique case, you wouldn't think there was much that was inherently wrong with this setup. Obviously the family arrangement violates the spirit of many laws and procedures [interesting list of spiritual violations here]. But again, looking at this as an individual case, not many people would say any of these "violations" were major moral transgressions, if they were really moral transgressions at all. After all, this is family!

But once you take this setup and institutionalize it, and employ it everywhere on a vast scale, it becomes seriously problematic. This is particularly true if, say, Pop begins allowing his kids to "rent" the car out to non-family members, so long as they kick a small fee upstairs. Say it's March and Pop gives the truck to son Jimmy in Toledo; in April Jimmy gives the truck to his buddy Rick in Akron, charging the $300 payment plus a $20 convenience fee. May: Jimmy gives the car to his girlfriend Trudy in Phoenix, telling her to wire $300 plus another $20 back to Pops in Iowa; she in turn lends the car to her occasional lesbian love interest Madison, who begins renting the car on a day-to-day basis in Tuba City as part of her family's Painted Desert Resort and Tourism business, etc. etc. And she's now kicking the fees back to Iowa.

Within a year Pop is buying fifty vehicles an hour and shuttling cars to new customers all over the country, collecting millions in fees every day; he becomes a billion-dollar corporate fixture, hiring the entire local Elks club to come with him to work as support staff.

So now, to take this already absurdly overwrought metaphor one final painful step further ...
I knew the Elks were involved. Tempted to click through? I am, and I've already read it.

And for fans of straight talk, he provides this handy summary in easy-to-memorize form. The problem in a nutshell:
In short, the mortgage industry considers MERS owner enough to foreclose on you, but not owner enough to be sued, or reasoned with, or even to provide basic customer service.
That's MERS. Thanks, Matt, for making the painfully obvious painfully clear.

Bankers.

GP







Jeff Gross/Getty Images




At this point the AFCA National Championship Trophy has already been awarded to Auburn via the Tigers' 22-19 win over Oregon in the BCS national title game Monday night in Arizona. But as we all know, there is still another unbeaten out there, and this year it is TCU.

TCU finished its 13-0 football season with a two-point win over Wisconsin in the "Granddaddy of Them All," the Rose Bowl, nearly 10 days ago.

The Horned Frogs joined a growing list of non-BCS teams to go unbeaten and not even get a chance to win or lose the title on an actual field.

Boise State did it last year.

The year prior it was Utah.

Neither team got its chance to prove its worth, though Utah did send Alabama smarting home after the stomping the Utes handed the Tide in that year's Sugar Bowl.

So is this year's unbeaten non-BCS squad any different than either 2009 Boise or 2008 Utah?

No, not really. But after seeing how the supposed top two teams in the nation looked Monday night, there should be a fight to give TCU a share of the title in the final AP poll.

Oregon looked shaky on both sides of the ball. Offensively the Ducks couldn't run the ball, and Darron Thomas was wildly inaccurate at times. On defense they did not stop the run, allowing well over 200 yards on the ground.


Source:http://removeripoffreports.net/

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